Sydney, NSW, 1st February 2010 – Increases in Health Insurance will soon once again dominate our airways, and effect almost 1 in every 2 Australian hip pockets. Unless that is your Employer can negotiate terms with a Health Fund on your behalf.
Via an Employer or Company scheme, you are able to achieve significant saving in the cost of your Health Insurance. As an added bonus, you may even be able to get access to Corporate style products that are not normally available to individual members. Add to this, if your employer is willing to make a financial contribution you can also get added services such as Flu Vaccinations, Health Assessments and other preventative initiatives.
Timing is perfect. Couple premium increases in Health Insurance, sessional Flu Vaccination, your employer and you have a win, win, win.
If you work for a company who employees more than 500 people, or 50 people if your employer is able to kick-in, then you need to start shopping around today.
Things to offer to the fund:
– Allow them to market to your employees via email, newsletter and site visits
– They will be the sole fund to be promoted
– Premiums to be paid via Direct debt
– Demonstrate other initiatives that have lots of the staff participating
– Staff are easily contactable ie centrally located
– Your company has an Employee Benefit Program of some description
– Allow the fund to provide an intranet site for your employees
– Include the Health Funds information material to be included in your induction pack
Things to ask from the Health Fund
– What level of discount are they willing to provide. Note: Legislation caps discounts at 12%.
– Ask for a draft customised literature they’re able to provide eg Information kit, posters, flyers, etc
– Can they administer a Managed Excess Facility. This is where the company pays the Excess on your behave. (a growing trend amongst employers)
– Do they have a dedicated Corporate Support Team
– Ask for a draft 12month Communications Plan. How they propose to market the Health Plan
– Ask what levels of participation they require before they’re able to contribute to initiative like Flu Vaccinations, Health Assessments and the like.
– Ask for a comparison between their Retail and the Corporate Product that you may have access to.
– Ask what is would take to fix premiums for 12 months
If that’s all to hard, then you can call a specialist Insurance Broker like Anista. A member of PHIIA (Private Health Insurance Intermediaries Association).
About Anista
Anista is a niche Employee Benefits firm who designs and delivers a more engaging and valued program to employers, their employees and respective families. Based on the NSW Central Coast, Anista is working with a number of organistaions who have acknowledged that more engaged employees deliver better service to both their internal and external customer.
In todays climate, Human Resource Managers are stretched to do more with less. This is where Anista bring year of experience to the fore. By simply using your organisation employee numbers and profile, you can bring significant Employee Benefits to the table without costing the organisation a cent.
For Further Media Information Contact :
Dujon Zivic
0419 555 090
[email protected]
