Everyone is hawking loan modifications these days. It’s a scary thought that people with no legal experience are pushing people into loan mods without any discussion of a Forensic Document Examination or Forensic Appraisals. When you modify a loan, you essentially waive any claims you have to go after the lender!
Moreover, when homeowners submit financial information for a loan modification or a short-sale, lenders are comparing their new request with the original loan application. If salary and employment information are inconsistent, many lenders are turning this information over to the FBI to prosecute homeowners for bank fraud.
The threat of foreclosure is a legal problem, and you start by treating it like any other legal problem. The first basic step it to determine whether the mortgage transaction is legally valid. Wouldn’t you like to know if you could pursue your lender for a better deal, on your terms instead of theirs?
Mortgage Fraud Examiners is a project of Lex Consulting. For over 30 years, Lex Consulting has provided litigation support to attorneys, helping them break into new areas of practice, or providing specialized advice for complex cases requiring novel approaches to the law. Due to the recent housing crisis, Mortgage Fraud Examiners, a team of specially trained attorneys, was created to provide borrowers and their lawyers with comprehensive assistance to help them keep them in their homes.
Mortgage Fraud Examiners CEO Storm Bradford explains, “up to 95% of mortgages may be legally unenforceable due to defects like lost documents, improper notices, appraisal and/or mortgage fraud.When facing a possible lawsuit after our examinations, lenders suddenly get religion and become much more cooperative in renegotiating the terms of a loan.”
Bradford and his team of lawyers perform forensic appraisals and document examinations, documenting legal violations. These “audits” can then be used by locally-licensed attorneys in each State to take legal action, or used as leverage for meaningful loan negotiations.
Several homeowners who have used what Bradford preaches, have won million dollar lawsuits against lenders, or have received other such favorable outcomes.”
For more guidance and information contact:
Mortgage Fraud Examiners by phone: 800-540-EXAM (3926); or website: http://www.MortgageFraudExaminers.com.